Protecting your Pix and crypto accounts from fraud

Most account fraud doesn't involve anything especially sophisticated — it relies on a handful of common weaknesses that are straightforward to close off once you know to look for them.

Use unique, strong passwords

Reusing the same password across multiple services means a breach on one unrelated site can expose your banking or wallet access too. A password manager makes it realistic to use a unique, strong password everywhere without having to memorize them all.

Turn on two-factor authentication

Two-factor authentication (2FA) adds a second check beyond your password — usually a code from an app on your phone. It's one of the single most effective things you can do, since it means a stolen password alone usually isn't enough to get in.

Double-check who you're actually talking to

Fraudsters frequently impersonate banks, payment apps, or wallet providers, often through messages that look convincingly official. Before clicking a link or sharing any information, check the sender's actual details carefully, and when in doubt, go directly to the official app or website yourself rather than following a link you were sent.

Be skeptical of unsolicited contact

If someone contacts you out of the blue claiming to be support staff, offering help with a "problem" you didn't report, that's a red flag on its own. Legitimate support generally responds to requests you initiate — it doesn't proactively reach out asking for sensitive information.

Small habits, real protection

None of this requires technical expertise — just a bit of consistent caution: unique passwords, 2FA turned on, and a healthy skepticism toward anything urgent or unsolicited. Together, these habits close off the overwhelming majority of common fraud attempts.